Airbag Cost Issues
HOW MUCH IS THAT AIRBAG IN THE WINDOW?
Traditionally, your car is the second largest purchase you will make in your life. After the collision your car needs repair. Since you are a intelligent individual, and have insurance, your insurance company will step up and pay for repairs, minus your deductible.
As an illustration of the Airbag portion of the repair, I will use a 1994 Taurus with driver and passenger Airbags to show you what saving your life costs. We will assume for this exercise that this car is repairable. In other words, the total cost of repairs does not exceed the Total Loss Threshold, which is typically 70-90% of KELLY BLUE BOOK. Your Insurance company will not spend $20,000 to repair a $15,000 car.
Body shop repair times are listed in Collision Estimating Guides which the Insurance Industry and the Collision Repair Industry use to determine the cost of repair. Body Shop Labor rates are agreed upon before the beginning of repairs. For this example I will use the Bodywork rate of $32/hr. and a Mechanical rate of $50/hr. Both rates apply as some procedures are performed by the Bodyman and some are performed by the Mechanic.
Your car was hit in the left front: deploying both airbags; bending the steering wheel; breaking the windshield, right side A/C register, and instrument panel from the force of the deployment of the passenger airbag.
Using National Average List prices, this will give you an idea of repair costing.
This is not Gospel, only an illustration of a Typical repair.
|COVER, PANEL UPPER, RH||11.00||3.20||0|
|REGISTER, DEFOGGER, RH||7.00||9.60||0|
|REGISTER, A/C, RH||20.00||12.80||0|
|SENSOR, IMPACT, FRONT||65.00||0||25.00|
|SENSOR, IMPACT, REAR||54.00||0||25.00|
|WHEEL, STEERING, W/O CRUISE CONTROL||162.00||0||25.00|
Once you add your local sales tax, 4000 bucks happens real fast.
These figures are a representation of the AIRBAG
portion of the collision repair process.
This does not include any body panel repair, replacement or painting.
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